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Rubric Financial

U.S.-wide. Headquartered in San Francisco.

Where we work.

Rubric Financial serves small businesses and individuals across the United States. We're headquartered in San Francisco at 2 Embarcadero Center, with concentrated client presence across the Bay Area cities below, and engagements run remotely with clients in any U.S. state.

Every engagement is scoped to where you operate and the tax and regulatory landscape you face there, single-state to multi-state, single-entity to multi-entity.

Bay Area

San Francisco, CA

Partner-led accounting, tax, and CFO services for small businesses and individuals in San Francisco.

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East Bay

Oakland, CA

Accounting, tax, and CFO services for Oakland and East Bay small businesses and individuals.

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East Bay

Berkeley, CA

Accounting, tax, and CFO services for Berkeley small businesses, professionals, and academics.

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Peninsula

Palo Alto, CA

Accounting, tax, and CFO services for Palo Alto small businesses, professionals, and individuals.

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South Bay

San Jose, CA

Accounting, tax, and CFO services for San Jose small businesses and professionals.

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Southern California

Los Angeles, CA

Accounting, tax, and CFO services for Los Angeles small businesses, creators, and individuals.

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Southern California

San Diego, CA

Accounting, tax, and CFO services for San Diego small businesses, professionals, and individuals.

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Statewide

California, CA

California small business tax, accounting, and fractional CFO, partner-led and CPA-reviewed.

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Statewide

Texas, TX

Texas small business tax, accounting, and fractional CFO, no state income tax, but franchise tax still matters.

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Statewide

New York, NY

New York small business tax, accounting, and fractional CFO, state, city, and unincorporated business tax under one roof.

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Central Texas

Austin, TX

Austin small business tax, accounting, and fractional CFO. No state income tax, but Texas Franchise Tax and multi-state remote-work exposure still matter.

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Frequently Asked

Questions about where we work

Do you only serve the Bay Area?
No. We are headquartered in San Francisco with concentrated client presence across the Bay Area, but engagements run remotely with clients in any U.S. state. Multi-state work, including payroll, sales tax nexus, and state income tax filings, is a core part of the practice, not an exception to it.
Do we need to meet in person?
No. Engagements are designed to run remotely through video calls, a shared cloud accounting stack, and secure document exchange. Bay Area clients are welcome to meet at our office at 2 Embarcadero Center in San Francisco, but distance has no effect on scope, responsiveness, or pricing.
Which states do you have dedicated guides for?
California, Texas, and New York, alongside city pages for the Bay Area and Austin where our client base is concentrated. The guides cover the state-level tax and regulatory landscape owners ask about most. If your state is not listed, we still serve it; the guides just have not caught up yet.
Can you handle a business that operates in multiple states?
Yes. We scope engagements to where you actually operate, single-state to multi-state, single-entity to multi-entity. That includes registering your entity in new states as you expand, running multi-state payroll, tracking sales tax nexus as you cross state thresholds, and filing in every state where you owe a return.

Where you file

The city on your letterhead is rarely the whole story.

Remote staff, a warehouse, customers in states you have never visited: each one can create a return you owe. Fifteen minutes is usually enough to map yours and say whether it needs more than a bookkeeper.

See accounting and close services

Bring the states you already know about. We'll flag the ones you don't.