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Rubric Financial

Statewide

TexasAccounting, Tax & Fractional CFO

Texas has no personal or corporate income tax, but the Texas Franchise Tax (a gross-margin tax) catches many small business owners by surprise. Rubric Financial supports Texas small businesses with federal tax, Texas-specific compliance, multi-state nexus, and partner-led accounting.

What's Different About Texas

Local context that affects your books and tax

  • No Texas personal income tax — but federal tax (including self-employment, capital gains, and equity comp) still applies fully
  • Texas Franchise Tax (margins tax): owed by most entities with Texas activity once revenue exceeds the no-tax-due threshold (~$2.47M in 2024); rates 0.375% (retail/wholesale) or 0.75% (other) on taxable margin
  • Texas sales tax: economic nexus threshold of $500,000; SaaS is taxable; many services are taxable that are exempt in other states
  • Texas requires a registered agent and Public Information Report (PIR) annually — separate from franchise tax filing
  • Common: relocated owners from CA/NY who still owe their prior-state tax on income sourced there
  • Property tax is high in Texas — for real estate investors and businesses owning real property, factor heavily into cash flow planning

Industries we work with in Texas

  • Oil, gas, and energy services
  • Real estate investment and development
  • Restaurants and hospitality
  • Construction and trades
  • Professional services
  • E-commerce and DTC brands

See our industry pages for service-specific detail.

Run a small business in Texas?

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