For restaurant owners
Accounting & Tax for Restaurant Owners
Restaurant accounting is its own discipline: tip reporting, FICA Tip Credit, food-cost tracking, labor compliance, multi-unit consolidation, lender-ready WIP for expansion. Most generalist accountants understand none of it. We've built the playbook.
Your partner replies within one business day · year-round access · fee-only, no kickbacks
Sound familiar?
Where your current setup is falling short.
- Your locations run on different POS systems with no consolidated reporting — and no comparable P&L across units
- You're missing the FICA Tip Credit entirely — that's $5K–$50K+/year of credit you've never claimed
- Multi-state payroll is a mess: tip credit rules differ by state, certified payroll on any government work, unemployment rates vary
- Food cost is being tracked manually and inconsistently — you don't know weekly food cost % per location
- Lender wants WIP, owner draws are happening informally, and you need bonding for the next location
- Cash control procedures are weak — and the IRS knows restaurants are a high-audit category
What we'd do for you
The plan, tailored to your situation.
Identical chart of accounts across every location
Same revenue categories, same food/labor splits, same daypart tracking — so locations are actually comparable.
Consolidated monthly close with location-level P&L
Per-location food cost %, labor cost %, prime cost, contribution margin — comparable and reportable.
FICA Tip Credit claimed every year
Form 8846 filed with the return. We review prior 3 years for missed credits. Often $20K+/year recovered.
Multi-state payroll on a single platform
Tip credit calculations correct per state, certified payroll where required, unemployment rates managed.
Cash control procedures documented
POS-to-deposit reconciliation, owner draw protocols, tip reporting compliance. Audit-defense ready.
Expansion-ready financials
Lender packages, WIP schedules for build-outs, bonding-ready financials for multi-unit growth.
Ready to see what this looks like for your business?
Tell us about your specific situation and we'll scope a plan tailored to your needs — fixed monthly fee, no per-question billing, one business day response.
What a typical engagement covers
- Bookkeeping with per-location class tracking
- Monthly close with location-level P&L and consolidated rollup
- Multi-state payroll with tip-credit compliance
- Business tax with FICA Tip Credit (Form 8846)
- Quarterly fractional CFO check-ins on food/labor metrics and expansion planning
Every engagement is scoped to your business. Single service or full stack — we'll recommend the right level of support and quote a fixed monthly fee within 48 hours of an intro call.
See the full service catalog: Services overview · The full financial stack
What you can count on
Three commitments, written down.
CPA-signed accuracy guarantee
If a Rubric-signed return triggers a math-error notice, we fix it and pay the penalty. CPA review on every filing.
One-business-day response
Your partner replies within one business day — and there's no per-question fee. Year-round access, not just tax season.
Fee-only, no kickbacks
We don't sell insurance, annuities, or investment products. Our only revenue is your monthly fee. No conflicts.
Tell us about your business.
We'll propose a plan tailored to your situation — fixed monthly fee, scoped to your needs, no surprise add-ons.