For high-income professional, physician, lawyer, dentist, or partners
Accounting & Tax for Doctors, Lawyers, Dentists, and Partners
High-income professional tax is K-1 income from multiple partnerships, equity comp with AMT exposure, multi-state filings as you practice across state lines, defined benefit plans, and estate planning. A generalist CPA optimizes maybe a third of what's available. We work the whole stack.
Your partner replies within one business day · year-round access · fee-only, no kickbacks
Sound familiar?
Where your current setup is falling short.
- K-1s arrive after April 15 every year, so you've been extending and paying penalties for years
- ISOs sitting unexercised because nobody's modeled the AMT impact across multiple years
- You're a partner in three or more entities across multiple states with no coordinated tax strategy
- Your CPA filed your return but didn't proactively model defined benefit / cash balance plans, RNOR (if applicable), backdoor Roth, or Augusta Rule
- You've never had a documented owner comp / partner draw analysis
- Your CPA goes dark from April 16 through October 15, but tax decisions don't pause
What we'd do for you
The plan, tailored to your situation.
Coordinate K-1s across all your entities
Basis tracking per partnership, phantom income management, quarterly estimates from K-1 projections, automatic extension every year, multi-state non-resident returns where required.
Multi-year ISO exercise planning to minimize AMT
We model the AMT impact of each potential exercise level across 3–5 years and identify the optimal annual exercise schedule. Same for RSU vesting and ESPP timing.
Model the retirement plan stack
We model Solo 401(k), cash balance, and defined benefit plan combinations for high-income solo practitioners, then coordinate with your TPA and actuary on design. That can mean $200K+/year of tax-deferred shelter where the right facts apply.
Apply every owner planning lever
Augusta Rule, accountable plan reimbursements, backdoor Roth, mega backdoor Roth, QBI optimization, and charitable giving via DAFs. We also identify gain/loss harvesting opportunities for your investment advisor to execute.
Year-round access
Your CPA picks up in July, not just April. Email response within one business day. No per-question fees, ever.
Fee-only, no kickbacks
We don't sell insurance, annuities, or investment products, and we take no commissions or referral fees. Our fees come from you and nowhere else. No conflicts.
Ready to see what this looks like for your business?
Tell us about your specific situation and we'll scope a plan tailored to your needs, fixed monthly fee, no per-question billing, one-business-day response.
What a typical engagement covers
- Personal tax with multi-state filings and K-1 coordination
- Business tax for any practice or entity you own
- Quarterly estimated tax management
- Annual tax planning meetings (October–November)
- Multi-year ISO/RSU/ESPP exercise modeling
- Retirement plan selection and ongoing administration coordination
Every engagement is scoped to your business. Single service or full stack, we'll recommend the right level of support and quote a fixed monthly fee within 48 hours of an intro call.
See the full service catalog: Services overview · The full financial stack
Resources and tools for high-income professional, physician, lawyer, dentist, or partners
Free tools
Guides
Tax
K-1 Income: What It Is and How to File It
Tax
AMT, ISOs, NSOs, and RSUs: A Survival Guide
Tax
ISO Exercise Multi-Year Strategy: AMT-Optimized Planning
Tax
The Solo Practitioner Retirement Stack: 401(k) + Cash Balance + DB
Tax
Defined Benefit & Cash Balance Plans for High-Income Solo Owners
Tax
Backdoor Roth IRA and Mega Backdoor Roth Explained
Tax
The Augusta Rule (§280A(g)): Rent Your Home to Your Business
What you can count on
Three commitments, written down.
CPA-signed accuracy guarantee
If a return signed by Rubric Financial triggers a math-error notice, we fix it and pay the resulting IRS penalty, subject to your engagement letter's terms. CPA review on every filing.
One-business-day response
Your partner replies within one business day, and there's no per-question fee. Year-round access, not just tax season.
Fee-only, no kickbacks
We don't sell insurance, annuities, or investment products. Our only revenue is your monthly fee. No conflicts.
Tell us about your business.
We'll propose a plan tailored to your situation, fixed monthly fee, scoped to your needs, no surprise add-ons.