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Rubric Financial

Tax

Limited Liability Company (LLC)

A flexible legal entity that combines personal liability protection with passthrough taxation by default.

An LLC is a state-law entity that separates owner liability from business liability. Single-member LLCs are taxed as disregarded entities (Schedule C); multi-member LLCs as partnerships. Either can elect S-corp or C-corp tax treatment.

Most small businesses choose LLC for the legal protection and tax flexibility. The tax election is a separate decision from forming the LLC.

Common pitfalls

  • Confusing the LLC legal form with its tax form — they're separate decisions
  • Failing to register foreign LLCs in states where you actually do business
  • California's $800 minimum franchise tax applies to every LLC operating in CA

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