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Rubric Financial

Statewide

FloridaAccounting, Tax & Fractional CFO

Florida has no state personal income tax — making it a popular relocation destination for high-income business owners. But the relocation itself requires careful tax planning to actually break the prior state's residency. Rubric Financial supports Florida small businesses and relocators with residency planning, federal tax, and Florida-specific compliance.

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What's Different About Florida

Local context that affects your books and tax

  • No Florida personal income tax — federal still applies fully, but state-side residency planning is critical when relocating from CA, NY, or NJ
  • Florida corporate income tax: 5.5% on C-corp net income (passthrough entities are not subject)
  • Sales and use tax: economic nexus at $100,000 in sales; many digital products and SaaS are taxable
  • Property tax exemptions for homestead (primary residence) — material for relocators
  • Tangible personal property tax on business equipment — annual return required
  • Residency change planning is its own discipline: domicile test, prior-state audit risk, day-counting, and asset/account relocation timing

Industries we work with in Florida

  • Real estate (residential, commercial, vacation rental)
  • Hospitality and tourism
  • Healthcare practices
  • Marine and recreation services
  • Professional services
  • E-commerce and DTC brands

See our industry pages for service-specific detail.

Nearby locations

Keep reading

Guide

When Does a Small Business Need a Fractional CFO?

Bookkeepers record. Accountants close and report. CPAs file. None of them help you make the next decision. That's what a CFO does.

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Owner Compensation: Salary, Distribution, and Profit Sharing

How owner-operators should pay themselves — salary vs. distribution split, reasonable comp, retirement contributions, and how it all interacts with tax.

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5 Bookkeeping Mistakes That Trigger IRS Audits

Most IRS audits start from patterns in the books, not random selection. Here are the five bookkeeping mistakes most likely to put you on the audit list.

Run a small business in Florida?

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