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Rubric Financial

Payroll

FUTA (Federal Unemployment Tax)

Federal unemployment insurance tax paid by employers, separate from FICA.

FUTA is 6.0% on the first $7,000 of each employee's wages, but most employers receive a 5.4% credit for paying state unemployment tax (SUTA), bringing the effective rate to 0.6%.

FUTA is reported annually on Form 940. State unemployment is reported separately on state-specific quarterly forms.

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