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Rubric Financial

Finance

EBITDA

Earnings Before Interest, Taxes, Depreciation, and Amortization — a proxy for operating cash generation.

EBITDA strips out financing decisions (interest), tax structure (taxes), and accounting estimates (D&A) to focus on the operating profitability of a business. Often used as a valuation multiple for M&A.

Adjusted EBITDA further normalizes for one-time items (legal settlements, owner-related expenses, transition costs) to reflect the business's run-rate profitability.

Common pitfalls

  • Using EBITDA as a proxy for cash flow without accounting for working capital changes and capex
  • Buyers often discount aggressive 'add-backs' in seller-prepared adjusted EBITDA

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